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It's important to check your credit report regularly to ensure that your personal information and financial accounts are being accurately reported and that no fraudulent accounts have been opened in your name.If you find errors on your credit report, take steps to have them corrected.

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Trans Union's exclusive TU Credit Lock puts control of your Trans Union Credit Report at your fingertips.

Lock your Trans Union Credit Report to prevent criminals from using it to get credit in your name. All it takes to lock and unlock your report with TU Credit Lock is a single smartphone swipe or a mouse click. Find out how to dispute an item on your credit report.

Learn about other situations in which you can request a free credit report.

Online: Visit Annual Credit By Phone: Call 1-877-322-8228.

The statements that "90% of top lenders use FICO Scores" and "FICO Scores are used in 90% of credit decisions" are based on a third-party study of all versions of FICO Scores sold to lenders, including but not limited to scores based on FICO Score 8.

Base FICO Scores (including the FICO Score 8) range from 300 to 850. Higher scores represent a greater likelihood that you'll pay back your debts so you are viewed as being a lower credit risk to lenders.

and/or your free Experian membership (as applicable) is based on FICO Score 8, unless otherwise noted. In addition to the FICO Score 8, ECS may offer and provide other base or industry-specific FICO Scores (such as FICO Auto Scores and FICO Bankcard Scores).

The other FICO Scores made available are calculated from versions of the base and industry-specific FICO Score models.

There are many different credit scoring models that can give a different assessment of your credit rating and relative risk (risk of default) for the same credit report.

Your lender or insurer may use a different FICO Score than FICO Score 8 or such other base or industry-specific FICO Score, or another type of credit score altogether.

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