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Any and all use of trade names and/or marks are for identification purposes only and shall not be construed as a claim of affiliation, or otherwise, with Card Payment Options.com, Inc. The sole purpose of the material presented herein is to alert, educate, and inform readers.

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GAP is not retroactive, but can be added to the loan up to one year after the effective date.

All of the above plans come with Roadside Assistance**, Rental Car Reimbursement, Trip Interruption, and 3 Deductible Options ($100, $50, and $0).

I created this website to help you avoid the bad players, save money on fees, and get peace of mind with your merchant account.

If you would like to help support my work, check out my cost analysis service. Any unauthorized copying and reproduction of the content of this page, including all meta data and computer code, is strictly prohibited.

Since its founding, the company has acquired several other credit card processors and ISOs, including ACI Merchant Services, Card Management Corporation (CMC), TNB Card Services, National Processing Company (NPC), Mercury Payment Systems, “Element Payment Services, and, most recently, World Pay.

Mercury and Element Payment Services have since been combined and rebranded to create Vantiv Integrated Payments.

For Vantiv’s size and time in business, the company appears to be performing at an average level in terms of overall merchant satisfaction.

The factors that lower the company’s rating are extensive use of sub-ISOs, resellers, and subsidiaries (a tactic which makes measurement of merchant satisfaction difficult to quantify), reports of poor customer service, and reports of nondisclosure of the early termination fee prior to setting up accounts.

We have seen a consistent rise in sales-related complaints that is typical of companies that use this approach.

Vantiv merchant account agreements appear to vary from merchant to merchant based on several factors, including who set up the merchant account, each merchant’s business type, and each merchant’s processing volume.

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